Q. What is Smart-Save?
Smart-Save analyzes how and when you spend your money and transfers money from your checking account to your Stash Cash when you have cash to spare. Once the money settles in your Stash Cash, you can invest it, withdraw it, or save it for a rainy day. We’ll never initiate a transfer when your balance…
Q. Will I receive interest on my Smart-Save savings?
Yes! We are very excited to be able to offer .55% annual percentage yield (APY) on uninvested cash in your Stash account. Interest is earned through the Federal Deposit Insurance Corporation (FDIC) insured Sweep Program offered by our clearing firm, Apex Clearing Corp. The current yield for the Sweep Program is 0.55% as of December…
Q. Can I withdraw the money I’ve Smart-Saved?
Of course! It’s your money, after all. You can withdraw your cash after five business days. This hold is in place to prevent fraudulent activity. Your security is our top priority. If you invested the cash you Smart-Saved, you will first need to sell your investments and then wait two days for your funds to…
Q. Is my money safe?
When you use Stash, your information is encrypted and stored on secure servers, and your funds and securities are held with your security in mind. Your current investments are covered up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investors Protection Corporation (SIPC). But SIPC coverage does not insure…
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