Q. What is Smart-Save?
Smart-Save analyzes how and when you spend your money and transfers money from your checking account to your Stash Cash when you have cash to spare. Once the money settles in your Stash Cash, you can invest it, withdraw it, or save it for a rainy day. We’ll never initiate a transfer when your balance…
Q. How is investing different than a savings account?
Saving is putting money away in a safe location, commonly a savings account, for use at a later time. Savings accounts are great ways to put your money away in a safe place for future needs. However, savings accounts have their limits. Most savings accounts pay very low interest rates, which means that the money…
Q. What is a 401(k)?
A 401(k) is a type of retirement account. It’s sponsored by an employer so only those employed by the company can contribute. You decide how much of your paycheck will go directly into your account through automatic payroll deductions, using pre or post-tax dollars. 401(k)s have a larger annual contribution limit, $18,000 for individuals under…
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