Why am I being charged a Bank Transfer Reversal Fee?
What may appear on your account as an ‘Apex Clearing (ACH) bank reversal fee’ takes place when a transfer of funds is canceled.
Here are a few reasons this may occur: if there are insufficient funds in your bank account, there is a duplicate transaction on your account, a transaction is denied, or when the type of account is incorrect.
In the event of an ACH (Automated Clearing House) reversal, a $0.50 fee will be incurred by the user and the funds will be returned to the original account. Stash is not responsible for any ACH reversal fees incurred by the user.
The best way to avoid these fees is by making sure you have enough money in the checking account linked to your Stash Invest and/or Stash Retire account before you make any transfers, including any automated transfers and investments you may have set up through Auto-Stash.
Q. Are there any trading fees associated with stocks on Stash?
There are no add on commissions or trading fees for adding stocks to your Stash portfolio. That means that you never have to pay extra to buy or sell, transfer funds or withdraw, or any action that you take to transact money in your Stash. Everything is included in the simple fee structure: $1 a…
Q. Will I be charged a penalty if I close my Retire account?
Yes. If you have a Roth IRA, you may close your account and withdraw your funds at any time. However, if you have not yet reached 59 ½ years old, you may be subject to penalties and taxes by the IRS. This also applies to Retire accounts that have been open for less than five…
Q. What are the Stash fees for a custodial account?
For balances of $5,000 or less, your first custodial account will cost $1 per month and additional custodial accounts will cost half as much—$1 every two months. All custodial accounts with balances over $5,000 will cost 0.25% per year of assets. There are no add-on fees or commissions for a custodial account. It’s always free…
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