Ask Stash

What’s the difference between Stock-Back™ and Cash Back?

Stock-Back1Cash Back
Where is it accepted?All 11.6 million2 merchants where VISA is accepted in U.S.Available at select merchants.
How do I find merchants?No search is required. Earn Stock-back when you spend3 at millions of merchants. See examples of qualifying merchants.4Search in-app to find offers near you
Where can I find my reward?Stock is rewarded into your personal brokerage account. You can also view all Stock-Back rewards from your debit home screen.Cash is paid back to the card linked when signing up to Stash Cash Back6
What’s the amount of my reward?You will be rewarded stock back at 0.125% of your purchase automatically, or you can earn up to 5% on bonus offers.5 Varies based on merchant
Are there bonus offers?Yes! We will have rotating bonus offers where you can earn up to 5% Stock-Back at select merchants. You can always check the current offers from your debit home screen. Currently, bonus rewards can be found in app or by visiting: See Full Terms and Conditions5 N/A
1Stash Stock-Back™ is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any stock rewards earned through this program. Opt in Required. In order to earn stock through this program, the Stash Debit card must be used to make a qualifying purchase (What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payments. See Terms and Conditions for more details). Account opening for debit account is subject to Green Dot Approval. Debit Account Services are provided by Green Dot Bank, Member FDIC. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value. In order for a user to be eligible for a Stash debit account, they must also have opened a taxable brokerage account on Stash. Listed investments currently available on Stash but not necessarily representative of all investments. See full investments:<
2Source: Nilsen Report, 2019
3Excludes cash, cash equivalents (including the funding of gift cards and prepaid cards), and transactions through Venmo®, Square, Inc.’s Cash App®, PayPal®, or similar services
4See Qualifying Merchants
5See Terms and Conditions

6See  Program Terms and Conditions


Related questions View all Debit Accounts

Didn’t find your question?

Shoot us your question and our Stash experts will get back to you.

Submit a question