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What’s the deposit prerequisite for mobile check deposit?

In order to access mobile check deposit, you must:

    • Activate your Stash debit card: In order to use this bank account feature, you’ll have to activate your debit card. Just go to your debit account on the app and tap the “Activate card” button.
    • Have direct deposit set up for your Stash banking account, and meet the deposit requirements: For fraud purposes, we want to make sure you have an active bank account and having funds regularly deposited into your account is an ideal way to determine your activity. The direct deposit requirements are 4 payroll deposits of $400 or more within the last 70 days.
    • Verify your identity: We want to make sure you’re actually you so your money and accounts stay safe! You can quickly verify your identity on the app the first time you try to deposit a check.
    • Verify your phone number: This is another security measure that helps keep your money and accounts safe. After the first time you try to deposit a check, we’ll text you a verification code to verify your phone number.
    • Accept the terms for mobile check deposit



Find out all about how mobile check deposit works. 

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