What tax documents should I receive?
Stash will email you when your tax forms become available. You can access historical documents year round Tax Documents section of Account Management.
Stash will make your relevant tax documents available online by no later than February 15.
The forms you’ll be receiving represent your account activity from the previous calendar year or any activity completed to qualify for that year’s contributions.
Any specific questions related to filing your taxes should be directed to a tax professional (like an accountant).
If you see that your Social Security number is incorrect on your tax form, please email us. We’ll give you directions on how to update your SSN and file for a form correction.
What if I didn’t get an email about tax forms?
If you didn’t get an email about tax forms and aren’t seeing any in your account, it’s because you don’t need them for this tax year.
If you opened your Stash Invest account this past calendar year, you will not receive tax documents until the next year.
Stash issues tax forms to people who:
- Have made money from selling investments
- Earned more than $10 in dividends and/or interest
- Have a Retire account and made a contribution to it for the specified tax year.
If these scenarios don’t apply to you, you don’t need tax forms from Stash.
Tax Forms Stash May Send You
Below you’ll find some of the most common tax forms Stash issues each year.
As always, you’ll want to talk to a tax professional about your specific tax needs and situation.
If you meet the criteria for multiple 1099s we will issue you what’s called a Consolidated 1099 that will consolidate all the forms into one for your convenience. Many Stash investors will have Consolidated 1099s.
This form will summarize the proceeds of all your sale transactions. These values must be reported to the IRS when you file your taxes. If you did not sell any investments in this tax year, you will not receive a 1099-B.
You will receive this form if your investments paid dividends of $10 or more. If you received dividends under this amount, it is likely you will not receive this form.
You will receive this form if you earned interest of $10 or more that was not previously displayed on the 1099-B. If you received interest under this amount, or if the interest was displayed on the 1099-B, it is likely you will not receive this form.
If you are not a US citizen, and if you are subject to income withholding in the United States, you will receive this form to report your income that is subject to withholding.
If you own a Stash Retire account and have taken any distributions (withdrawals), you will likely receive a form 1099-R, the tax form showing all transactions within your Stash Retire account within the previous calendar year. This will include the amount of any distributions that are taxable, the amount withheld, and any distribution code that applies.
If you own a Stash Retire account and have made any contributions, rollovers or transfers into your Stash Retire account in the previous tax year, you generally will receive a tax form.
Stash does not provide legal or tax advice. Due to the specific nature of each individual’s tax situation, you should consult a tax or legal professional for information on how these forms affect your tax situation.
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