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What tax documents should I receive?

Any necessary tax documents for your Stash account will be made available to you electronically on February 15th. They will be available here.

Any specific questions related to filing your taxes should be directed to a tax professional

The available tax forms represent your account activity from the previous calendar year. If you opened your Stash Invest account this calendar year, you will not receive tax documents until the next calendar year. Check out the information about Form 5498 if you opened a Stash Retire account this calendar year and contributed toward the previous year’s contribution limit.

Here’s an example of possible tax forms you may receive and what they are.

Consolidated 1099. If you meet the criteria for multiple 1099s we will issue you what’s called a Consolidated 1099 that will consolidate all the forms into one for your convenience. Many Stash investors will have Consolidated 1099s.

1099-B: This form will summarize the proceeds of all your sale transactions. These values must be reported to the IRS when you file your taxes. If you did not sell any investments in this tax year, you will not receive a 1099-B.

1099-DIV: You will receive this form if your investments paid dividends of $10 or more. If you received dividends under this amount, it is likely you will not receive this form.

1099-INT: You will receive this form if you earned interest of $10 or more that was not previously displayed on the 1099-B. If you received interest under this amount, or if the interest was displayed on the 1099-B, it is likely you will not receive this form.

1042S: If you are not a US citizen, and if you are subject to income withholding in the United States, you will receive this form to report your income that is subject to withholding.

1099-R: If you own a Stash Retire account and have taken any distributions (withdrawals), you will likely receive a form 1099-R, the tax form showing all transactions within your Stash Retire account within the previous calendar year. This will include the amount of any distributions that are taxable, the amount withheld, and any distribution code that applies.

5498: If you own a Stash Retire account and have made any contributions, rollovers or transfers into your Stash Retire account in the previous tax year, you generally will receive a tax form.

Note: If you realize that your social security number is incorrectly displayed on your tax form, please email us so that we can give you directions on how to update your SSN and file for a form correction.

Stash does not provide legal or tax advice. Due to the specific nature of each individual’s tax situation, you should consult a tax or legal professional for information on how these forms affect your tax situation.

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