What is Stash Retire?
Stash Retire is a simplified way to invest for the long run.
We’re here to help take the confusion and jargon out of planning for retirement.
How does it work?
Stash Retire offers two types of retirement accounts: a Roth IRA or a Traditional IRA.
When you sign up for Stash Retire, we’ll help you pick the account that’s right for you, then help you maximize your tax savings.
By adding a little money to your Stash Retire account consistently over time, you could be setting yourself up for a healthy nest egg.
What’s the difference between a Traditional IRA and a Roth IRA?
Each account type has unique tax-advantaged benefits. You should consult with a tax professional (like an accountant) to help you decide which account is right for you and your specific tax needs.
The Roth IRA
With a Stash Retire Roth IRA, you are contributing post-tax money. This means you’ve already paid taxes on the money you’re contributing.
The benefit here is that Roth IRAs grow tax-free and you won’t pay taxes on your money when you take it out at retirement.
The Traditional IRA
With a Stash Retire Traditional IRA, you are contributing pre-tax dollars. This means you have not yet paid taxes on the money you’re contributing.
This can make you eligible for tax deductions now, however, you will be taxed on the money when you take it out of your account during retirement.
Related questions View all Retire
Q. What are micro-deposits?
Micro-deposits are a way of verifying your bank account using your account and routing number. You will manually add your account and routing numbers to Stash. Stash will send two small deposits (less than $0.50) to your bank account. We’ll…12
Q. What’s the deposit prerequisite for mobile check deposit?
In order to access mobile check deposit, you must: Activate your Stash debit card: In order to use this bank account feature, you’ll have to activate your debit card. Just go to your debit account on the app and tap…8
Q. Things to know about mobile check deposit
Why don’t I see the option for mobile check deposit? This is a limited release for right now—we will be launching soon to all users so please hang tight for now! How much does it cost? There’s no additional fee…5
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