What is Stash Retire?
Stash Retire is a simplified way to invest for the long run.
We’re here to help take the confusion and jargon out of planning for retirement.
How does it work?
Stash Retire offers two types of retirement accounts: a Roth IRA or a Traditional IRA.
When you sign up for Stash Retire, we’ll help you pick the account that’s right for you, then help you maximize your tax savings.
By adding a little money to your Stash Retire account consistently over time, you could be setting yourself up for a healthy nest egg.
What’s the difference between a Traditional IRA and a Roth IRA?
Each account type has unique tax-advantaged benefits. You should consult with a tax professional (like an accountant) to help you decide which account is right for you and your specific tax needs.
The Roth IRA
With a Stash Retire Roth IRA, you are contributing post-tax money. This means you’ve already paid taxes on the money you’re contributing.
The benefit here is that Roth IRAs grow tax-free and you won’t pay taxes on your money when you take it out at retirement.
The Traditional IRA
With a Stash Retire Traditional IRA, you are contributing pre-tax dollars. This means you have not yet paid taxes on the money you’re contributing.
This can make you eligible for tax deductions now, however, you will be taxed on the money when you take it out of your account during retirement.
Related questions View all Retire
Q. Can I use my Stash debit account while traveling?
Your debit card works in over 125 countries (including purchases, ATM withdrawals, and online transactions). Purchases are subject to foreign transaction fees. Available countries can change without prior notice. Debit Account Services provided by Green Dot Bank and Stash Visa…6
Q. How do I get paid up to two days early with ASAP Direct Deposit when I switch my direct deposit through Stash?
ASAP Direct Deposit™ is a feature available with your Stash banking account that allows you to access your money sooner (up to two days earlier!).1 How it works: Often times, your employer or benefits provider will notify our bank of…7
Q. Is there another way I can set up my direct deposit instead of switching through Stash?
You can set up your direct deposit by going to app.stashinvest.com/debit/settings/directDeposit on your mobile device. You’ll find your accounting and routing numbers as well as a direct deposit form you can fill out and send to your employer. Debit Account…7
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