What is Stash Retire?
Stash Retire is a simplified way to invest for the long run.
We’re here to help take the confusion and jargon out of planning for retirement.
How does it work?
Stash Retire offers two types of retirement accounts: a Roth IRA or a Traditional IRA.
When you sign up for Stash Retire, we’ll help you pick the account that’s right for you, then help you maximize your tax savings.
By adding a little money to your Stash Retire account consistently over time, you could be setting yourself up for a healthy nest egg.
What’s the difference between a Traditional IRA and a Roth IRA?
Each account type has unique tax-advantaged benefits. You should consult with a tax professional (like an accountant) to help you decide which account is right for you and your specific tax needs.
The Roth IRA
With a Stash Retire Roth IRA, you are contributing post-tax money. This means you’ve already paid taxes on the money you’re contributing.
The benefit here is that Roth IRAs grow tax-free and you won’t pay taxes on your money when you take it out at retirement.
The Traditional IRA
With a Stash Retire Traditional IRA, you are contributing pre-tax dollars. This means you have not yet paid taxes on the money you’re contributing.
This can make you eligible for tax deductions now, however, you will be taxed on the money when you take it out of your account during retirement.
Related questions View all Retire
Q. What does my Total Stash Value include?
Total Stash Value is the total value of all the investments and cash in all your Stash accounts as of the date and time you log onto the app. For example, if you have opened both personal and retirement portfolios,…0
Q. How are Stash Invest fees calculated?
Fees are calculated on the average daily balance of the previous monthly period and are billed during the monthly period for which investment advisory services are performed. Remember, the monthly advisory fee is based on the full previous monthly period…55
Q. Will I still pay the 0.25% fee if the market changes and my portfolio falls below $10,000?
It depends. We use the average daily balance in your account each month to calculate your fees. This means, if the average daily balance for your Stash Retire account is less than $10,000, then your monthly fee will be $2…149
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