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How does Smart-Stash work?

Smart-Stash (formerly Smart-Save) studies your spending, (recurring transactions, such as bills, rent/mortgage payments) and earning patterns to intelligently save small amounts of money for you—only on days when you have the cash to spare.

You can set a max transfer amount, and Smart-Stash won’t transfer from your linked bank account when its balance dips below $100. If you don’t have sufficient funds available to save, Smart-Stash will skip that day’s transfer, and try again the next business day.

Please note: Smart-Stash transfers occur Monday through Friday from 9AM to 5PM. When you earn Smart-Stash savings over the weekend, those amounts will be added and transferred to your cash balance the following Monday.

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