Am I ready to open a Retire account?
Stash Retire accounts are a tax-efficient type of account designed to help you invest for retirement. If you’d like to learn more about why people decide to open Retire accounts, please read this article.
If you’ve decided that saving for retirement is right for you, we offer two different types of individual retirement accounts (IRAs): Roth and traditional. When you go through the registration process to sign up for an account, the app will recommend which type of account is best for you based on the answers you provide.
Please be advised that a Stash Retire account is designed for retirement saving, which means that you should plan on waiting until you are at least 59 ½ to start withdrawing the funds. There are fees and penalties from the IRS for closing your account early. For more information on that, please click here.
We are not able to offer tax advice, so if you have further questions about the taxes and penalties related to an IRA account consult a tax professional.
Q. Will Stash tell me when to sell my stock shares?
You will be able to sell your shares of stock in the same way that you sell shares of an ETF today. For guidance on how to judge the performance of a company, we recommend that you consult all available resources on learn.stashinvest.com.
Q. What happens to my shares if a stock splits?
A stock split is similar to taking a $100 bill and splitting it into two $50 bills (or five $20 bills). The number of bills you hold increases, but the overall value of your money remains the same. If a stock that you own splits, the number of shares of stock on the market (or…
Q. Do I have voting rights?
Yes, you may have voting rights for some of the companies you invest in on Stash! You need to own at least one whole share of the stock though. Since we trade fractional shares for our customers, some of our users can hold less than one full share. As a shareholder, your voting power is…
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