Is Stash safe?
Stash follows the highest standards for data protection. We use bank-level security, the kind used by the wider financial industry, as part of our system that keeps your data secure.
Stash employs 256-bit encryption to protect all your information, from personal data to transaction history. We also use Secure Sockets Layer (SSL) to help ensure all information on our platform is safe.
Stash Investments are SIPC-insured
All investments made on Stash are protected through the Securities Investors Protection Corporation (SIPC). Your current investments are covered up to a maximum of $500,000 total, including $250,000 in cash balances. SIPC coverage does not insure against the potential loss of market value.
The FDIC-insured Sweep Program
For uninvested funds (Stash Cash), your Stash account is enrolled in something called the Apex FDIC-insured Sweep Program.
This means Stash accounts are enrolled in an interest-bearing Federal Deposit Insurance Corporation (FDIC) insured Sweep Program (“Sweep Program”) offered through our clearing firm, Apex Clearing Corp.
Uninvested Cash in your Stash account will automatically be transferred into the Sweep Program and will earn interest based on the amount and duration of deposits and applicable interest rates. Deposits to the Sweep Program are covered by FDIC insurance up to the $250,000 limit per customer at each FDIC-insured bank that participates in the Sweep Program.
Once your cash balances are deposited with the participating banks under the Sweep Program, they will no longer be covered by SIPC.
Please ensure that you read the Terms and Conditions of the Sweep Program carefully. As with all investments, you should carefully consider if the Sweep Program meets your investment objectives.
You can always learn more about safety and security at Stash on our website.
Related questions View all Security
Q. What tax forms does Stash send?
Tax Forms Stash May Send You Below you’ll find some of the most common tax forms Stash issues each year. As always, you’ll want to talk to a tax professional about your specific tax needs and situation. Consolidated 1099 If…38
Q. What to do if I don’t see my cash back?
There are a few reasons you might not see your cash back: Your transaction was not made with a card linked in the Stash Cash Back program Your transaction ran as debit, rather than credit The offer was not valid…20
Q. Is there a minimum amount I need to earn to get my cash back earnings?
No, there is no minimum. Anything you earn through the Stash Cash Back program, will be paid out to your Invest Cash Balance monthly. Please note: Your Stash Invest account has a fee of $1 per month. Once your account…47
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