How is my money on Stash protected?
No matter what, your investments are always yours.
At Apex, your investments are protected up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investor Protection Corporation (SIPC). This protection does not insure against the potential loss of market value.
For uninvested funds, your Stash account is enrolled in something called the Apex FDIC-insured Sweep Program.
Deposits to the Sweep Program are covered by FDIC insurance up to the $250,000 limit per customer at each FDIC-insured bank that participates in the Sweep Program. Once your cash is deposited with participating banks under the Sweep Program, such cash will no longer be covered by SIPC.
Learn more about the FDIC Sweep Program from the SEC.
Investing involves risk and your investments may lose value depending on the market. Please keep this in mind when choosing your investments.
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Q. Can I use my Stash debit card while traveling?
Your debit card works in over 125 countries (including purchases, ATM withdrawals, and online transactions). Purchases are subject to foreign transaction fees. Available countries can change without prior notice. Debit Account Services provided by Green Dot Bank and Stash Visa…27
Q. How do I get paid up to two days early with ASAP Direct Deposit when I switch my direct deposit through Stash?
ASAP Direct Deposit™ is a feature available with your Stash banking account that allows you to access your money sooner (up to two days earlier!).1 How it works: Often times, your employer or benefits provider will notify our bank of…34
Q. Is there another way I can set up my direct deposit instead of switching through Stash?
You can set up your direct deposit by going to app.stashinvest.com/debit/settings/directDeposit on your mobile device. You’ll find your accounting and routing numbers as well as a direct deposit form you can fill out and send to your employer. Debit Account…23
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