How is my money on Stash protected?
No matter what, your investments are always yours.
All Stash accounts are held by our trusted partner and custodian Apex Clearing, a registered broker-dealer regulated by FINRA.
At Apex, your investments are protected up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investor Protection Corporation (SIPC). This protection does not insure against the potential loss of market value.
For uninvested funds, your Stash account is enrolled in something called the Apex FDIC-insured Sweep Program.
Deposits to the Sweep Program are covered by FDIC insurance up to the $250,000 limit per customer at each FDIC-insured bank that participates in the Sweep Program. Once your cash is deposited with participating banks under the Sweep Program, such cash will no longer be covered by SIPC.
Learn more about the FDIC Sweep Program from the SEC.
Investing involves risk and your investments may lose value depending on the market. Please keep this in mind when choosing your investments.
Related questions View all Getting Started
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Q. What tax forms does Stash send?
Tax Forms Stash May Send You Below you’ll find some of the most common tax forms Stash issues each year. As always, you’ll want to talk to a tax professional about your specific tax needs and situation. Consolidated 1099 If…
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Q. What to do if I don’t see my cash back?
There are a few reasons you might not see your cash back: Your transaction was not made with a card linked in the Stash Cash Back program Your transaction ran as debit, rather than credit The offer was not valid…
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Q. Is there a minimum amount I need to earn to get my cash back earnings?
No, there is no minimum. Anything you earn through the Stash Cash Back program, will be paid out to your Invest Cash Balance monthly. Please note: Your Stash Invest account has a fee of $1 per month. Once your account…
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